Move the sliders to model the real monthly payment and total cost of a Lendura revolving line of credit. Built for companies who can't afford to wait on a bank.
Estimate only. Actual rate, term, and fees depend on revenue, time in business, credit profile, and bank statements. Lendura works with a network of lending partners; final terms come from those partners.
Real-world examples across the industries we work with most.
Won a $180K commercial re-roofing contract but couldn't front materials upfront. Drew $75K from their Lendura line, covered supplies and labor, and repaid in full once the client paid. Took on two more jobs the same month.
Needed to add two box trucks to handle a new freight contract. Used their Lendura line to cover down payments and first-month insurance. Revenue from the new routes covered the monthly payment by week three.
Inventory costs spiked before catering season. Drew $32K to restock and cover payroll through a slow billing week. Repaid over 6 months. Owner called it "a backup bank account that actually works."
Pre-holiday inventory push required $120K upfront to lock in supplier pricing. Drew against their line, stocked up three weeks early, and sold through in 40 days. Cost of capital was a fraction of the margin gain.
Upgrading to digital imaging equipment without disrupting cash flow. Used a $200K draw to finance equipment and installation. New procedure revenue covered the monthly payment within 60 days of going live.
Landed a six-figure retainer but faced a 45-day payment lag. Drew $55K to cover payroll and ad spend while the invoice cleared. Repaid from the first client payment. Now keeps the line as a standing buffer every quarter.
Received a large purchase order but had to float raw materials for 60 days before the buyer paid. Drew $95K to buy materials at volume discount, fulfilled the order on time, and netted a higher margin than projected.
Won a $180K commercial re-roofing contract but couldn't front materials upfront. Drew $75K from their Lendura line, covered supplies and labor, and repaid in full once the client paid. Took on two more jobs the same month.
Needed to add two box trucks to handle a new freight contract. Used their Lendura line to cover down payments and first-month insurance. Revenue from the new routes covered the monthly payment by week three.
Inventory costs spiked before catering season. Drew $32K to restock and cover payroll through a slow billing week. Repaid over 6 months. Owner called it "a backup bank account that actually works."
Pre-holiday inventory push required $120K upfront to lock in supplier pricing. Drew against their line, stocked up three weeks early, and sold through in 40 days. Cost of capital was a fraction of the margin gain.
Upgrading to digital imaging equipment without disrupting cash flow. Used a $200K draw to finance equipment and installation. New procedure revenue covered the monthly payment within 60 days of going live.
Landed a six-figure retainer but faced a 45-day payment lag. Drew $55K to cover payroll and ad spend while the invoice cleared. Repaid from the first client payment. Now keeps the line as a standing buffer every quarter.
Received a large purchase order but had to float raw materials for 60 days before the buyer paid. Drew $95K to buy materials at volume discount, fulfilled the order on time, and netted a higher margin than projected.
A Lendura specialist will walk you through your real offer — rate, term, and funding amount.